No Surprises Act compliance

A Good Faith Estimate, filled out like an intake form, not a compliance project.

Since January 1, 2022, federal law has required a written Good Faith Estimate for self-pay clients and insured clients who choose not to bill their plan. EstimateHarbor takes the client’s name and DOB, your NPI and TIN, CPT codes and fees, and the expected schedule — then builds a PDF with every required disclosure, including the $400 dispute-resolution notice.

Free for your first estimate. No card required to start.

Sample completed Good Faith Estimate PDF showing client and provider details, itemized CPT codes, total cost, and required disclosures

A completed estimate — client details, itemized CPT codes, and the disclosures CMS requires, all on one page.

Who this is for, and when it’s required

You need a GFE if the client is:

  • Uninsured, or paying out of pocket.
  • Insured, but choosing not to submit a claim for these sessions.
  • Scheduling an appointment, not just asking about your rates.

The delivery timing is specific:

  • Appointment scheduled 3+ business days out: estimate owed 1 business day before.
  • Appointment scheduled 10+ business days out: estimate owed 3 business days before.
  • Recurring care over 12 months: one estimate can cover the full course, reissued yearly.

If a client is later billed at least $400 more than their estimate for the same care, they can dispute the charge. Providers who don’t provide a required estimate can face civil penalties of up to $10,000 per violation. Read the full breakdown, including citations, in the docs.

Pricing

One free estimate to try it. $9/mo once you need more than one client on file.

Free

$0

1 stored estimate. EstimateHarbor footer branding on the PDF.

Solo

$9/mo

Unlimited estimates and automatic 12-month renewal reminders.

Clinic

$19/mo

Everything in Solo, plus up to 5 clinicians on one account.

Full pricing details →

Documentation

Plain explanations of who needs an estimate, what has to be in it, and how EstimateHarbor handles your clients’ data.

Read the docs →
EstimateHarbor — Good Faith Estimates for solo therapists